But regional chamber of commerce vice president Jerry Mallot says there is a lot more out there.

"For some reason we can't seem to get the Columbian Free Trade Agreement passed.  A lot of people think are you sure that's good for us?  It is great for us".

On the campaign trail President-elect Obama talked up trade but cautioned new agreements must come with fair labor and environmental regulations.

"Brazil is our largest trade partner, they have a phenominal impact on our economy", said Mallot.  

And holiday cheer may be in short supply for local retailers as members of our roundtable don't have high hopes for the traditional shopping blitz.

First Atlantic Bank President Mitch Hunt says most of you won't add on credit card debt this shopping season.

"There are a lot of credit card companies that are reducing credit limits".

Suzi Lemen, CEO of Dynamic Corporate Solutions, and Jacksonville's small business person of the year, hopes the slumping economy leads you into new stores.

"Try to help our small business survive this dip and the best way to do that is to buy their services and their goods".

Coldwell Banker President Walter Williams says he is hesitant about another stimulus plan.  He'd like to see the feds help families secure home and car loans. 

"Rather than just going out and handing a check, I don't think that accomplishes anything.  But if they can create some loans that doesn't cost the government any money, it just costs the government's guarantee".

All of last night's panelists agree the economy will get worse before it gets better but predict a rebound by the middle of next year.