According to the suit filed in U.S. District Court in Newport News, the loan's terms specify that any employment change negatively impacting Vick's income constitutes a default on the loan.

Vick is serving a 23-month prison sentence at the U.S. penitentiary in Leavenworth, Kan., after pleading guilty last year to bankrolling a dogfighting ring. He was subsequently suspended indefinitely without pay and lost all his major sponsors, including Nike. He also faces state charges related to dogfighting.

"The criminal charges, and resulting impact on the defendant's employment ... materially affect his ability to repay the term note," the bank said in the lawsuit.

The order Wednesday from U.S. Magistrate F. Bradford Stillman requires Vick to pay $2.4 million, plus $499 in interest per day, starting Sept. 19, 2007, and the bank's attorneys' fees and costs of $11,950 plus interest.

Vick's attorneys did not immediately return phone messages seeking comment.

After the plea, the Atlanta Falcons also tried to recover about $20 million in bonuses Vick earned from 2004 to 2007. But a federal judge held that Vick is entitled to keep all but $3.75 million of the money paid to him for playing football through the 2014 season.

A default judgment for $1.08 million also was entered in January against Vick and a business partner in a lawsuit brought by Wachovia Bank over a loan for an Atlanta-area wine shop and restaurant.

(This version CORRECTS judge's ruling to Wednesday sted Thursday)